Rhode Island Paycheck Calculator
Estimate your 2026 Rhode Island take-home pay after federal income tax, Rhode Island income tax, Social Security, Medicare and Rhode Island TDI.
Rhode Island has three individual income-tax rates: 3.75%, 4.75% and 5.99%.
Rhode Island TDI employee withholding is also included as an estimated payroll deduction.
Rhode Island Paycheck Calculator 2026
The Rhode Island Paycheck Calculator estimates your take-home pay after federal income tax, Rhode Island personal income tax, Social Security, Medicare and Rhode Island Temporary Disability Insurance withholding.
Rhode Island uses a progressive individual income-tax system with three marginal rates: 3.75%, 4.75% and 5.99%.
The applicable marginal rate depends on your Rhode Island taxable income and filing situation.
Rhode Island Income Tax Rates for 2026
| Rate | 2026 Tax Structure |
|---|---|
| 3.75% | Lowest marginal rate |
| 4.75% | Middle marginal rate |
| 5.99% | Highest marginal rate |
Rhode Island’s individual income-tax system uses three rates: 3.75%, 4.75% and 5.99%.
Rhode Island Temporary Disability Insurance
Rhode Island employees can have Temporary Disability Insurance (TDI) deducted from wages. TDI helps provide benefits to eligible workers who are unable to work because of a non-work-related illness or injury.
The TDI deduction does not apply indefinitely to unlimited wages. The applicable annual wage base and withholding rate are established by Rhode Island for the relevant year.
Federal Payroll Taxes in 2026
| Payroll Tax | Employee Rate | 2026 Limit |
|---|---|---|
| Social Security | 6.2% | $184,500 wage base |
| Medicare | 1.45% | No wage limit |
| Additional Medicare | 0.9% | Wages above $200,000 |
For 2026, the IRS lists the employee Social Security rate at 6.2% with a $184,500 wage base. Medicare is 1.45%, with no wage base limit. An additional 0.9% Medicare withholding applies to wages above $200,000.
Rhode Island Paycheck Frequency
- Weekly: 52 paychecks per year
- Biweekly: 26 paychecks per year
- Semi-monthly: 24 paychecks per year
- Monthly: 12 paychecks per year
What Can Affect Your Rhode Island Take-Home Pay?
- Federal income-tax withholding
- Rhode Island income tax
- Rhode Island TDI
- Social Security
- Medicare
- Federal filing status
- Rhode Island withholding allowances
- Retirement contributions
- Health insurance premiums
- HSA contributions
- Other employee benefits
Rhode Island Paycheck Calculator FAQ
Rhode Island Division of Taxation — Personal Income Tax and Withholding information.
Rhode Island Department of Labor and Training — Temporary Disability Insurance information.
Internal Revenue Service — 2026 Social Security and Medicare information.
This calculator is for informational and planning purposes only. It is not tax, legal or financial advice and is not an official government calculator. Actual paycheck amounts may differ because of withholding forms, deductions, credits, retirement contributions, insurance, TDI wage limits and employer payroll calculations.