Minnesota Paycheck Calculator 2026

The Minnesota Paycheck Calculator helps employees estimate their take-home pay after federal income tax, Minnesota individual income tax, Social Security, Medicare and other paycheck deductions.

Minnesota uses a progressive individual income-tax system. This means different portions of taxable income can be taxed at different rates.

For tax year 2026, Minnesota has four individual income-tax rates: 5.35%, 6.80%, 7.85% and 9.85%. The applicable brackets depend on filing status.

Minnesota Income Tax Rates for 2026

The official Minnesota Department of Revenue lists four individual income-tax rates for 2026.

• 5.35% — lowest Minnesota income-tax rate
• 6.80% — second tax rate
• 7.85% — third tax rate
• 9.85% — highest Minnesota income-tax rate

The rate that applies to your income depends on your taxable income and filing status. The highest rate does not apply to every dollar earned.

Minnesota 2026 Tax Brackets for Single Filers

For a Single filer in 2026, Minnesota’s official brackets are:

• 5.35% on taxable income up to $33,310
• 6.80% from $33,311 to $109,430
• 7.85% from $109,431 to $203,150
• 9.85% on taxable income over $203,150

Minnesota 2026 Tax Brackets for Married Filing Jointly

For Married Filing Jointly in 2026, the brackets are:

• 5.35% on taxable income up to $48,700
• 6.80% from $48,701 to $193,480
• 7.85% from $193,481 to $337,930
• 9.85% on taxable income over $337,930

Minnesota Standard Deduction for 2026

Minnesota provides a state standard deduction. For 2026, the official amounts are:

• Single: $15,300
• Married Filing Separately: $15,300
• Head of Household: $23,000
• Married Filing Jointly: $30,600

The Minnesota standard deduction can reduce taxable income before the Minnesota income-tax calculation. Actual eligibility and limitations can depend on your individual circumstances.

Minnesota Dependent Exemption for 2026

The Minnesota Department of Revenue lists a $5,300 dependent exemption for 2026. Qualifying taxpayers may be able to use the dependent exemption when calculating Minnesota taxable income.

Does Minnesota Have Local Income Tax?

Minnesota does not generally use a city or county individual wage income-tax system like some other states. The main individual income tax is administered at the state level.

Your paycheck can still include other deductions, including benefits, retirement contributions, insurance, garnishments or other employer-specific deductions.

Federal Taxes on a Minnesota Paycheck

Minnesota employees are also subject to federal income tax and federal payroll taxes.

Federal withholding depends on your Form W-4, filing status, dependents, deductions, credits and any additional withholding you request.

Social Security Tax

Social Security is a federal payroll tax and is separate from Minnesota income tax. Covered employees generally pay the employee Social Security tax on wages up to the annual federal wage base.

Medicare Tax

Medicare is another federal payroll tax generally withheld from employee wages. Higher-income employees may also be subject to the Additional Medicare Tax under federal law.

Minnesota Paycheck Examples

Weekly vs. Biweekly Minnesota Paychecks

Employees paid weekly generally receive 52 paychecks per year. Biweekly employees generally receive 26 paychecks. Semi-monthly employees generally receive 24 paychecks, while monthly employees receive 12.

Changing the pay frequency changes the amount of each paycheck but does not change the employee’s annual salary.

Hourly Pay and Overtime

Hourly Minnesota workers can enter their hourly wage, regular weekly hours and overtime hours to estimate annual gross income.

Actual overtime eligibility and overtime compensation depend on applicable federal and Minnesota employment rules and whether an employee is exempt or nonexempt.

Why Your Actual Minnesota Paycheck May Be Different

An online calculator is an estimate and should not be treated as an official payroll statement. Your actual paycheck can differ because of your withholding forms, deductions, benefits and credits.

• Federal Form W-4
• Minnesota Form W-4MN
• Filing status
• Dependents
• Minnesota standard deduction
• Minnesota dependent exemption
• Federal deductions and credits
• Retirement contributions
• Health insurance deductions
• Other pre-tax benefits
• Post-tax deductions
• Additional withholding
• Employer payroll practices

Minnesota Paycheck Calculator FAQ