Georgia Paycheck Calculator
Estimate your Georgia take-home pay after federal income tax, Georgia income tax, Social Security, Medicare and other paycheck deductions.
Georgia Paycheck Calculator 2026
The Georgia Paycheck Calculator helps employees estimate their take-home pay after federal income tax, Georgia income tax, Social Security, Medicare and other paycheck deductions.
Georgia has an individual state income tax. For the 2026 tax year, Georgia’s individual income-tax rate is 4.99%.
How the Georgia Paycheck Calculator Works
Enter your annual salary or hourly wage, choose your pay frequency and select your federal filing status.
The calculator estimates federal income tax, Georgia income tax, Social Security and Medicare. It then subtracts your selected deductions and converts the annual amounts into an estimated amount for each paycheck.
Georgia Income Tax Rate 2026
Georgia’s individual income-tax rate for 2026 is 4.99%.
Georgia changed its individual income-tax rate beginning with tax year 2025, when the rate was reduced to 5.19%. For 2026, the rate is further reduced to 4.99%.
The Georgia Department of Revenue also provides a withholding system and employer tax guide. Actual paycheck withholding can therefore differ from a simple annual tax calculation.
Georgia Standard Deduction
Georgia’s standard deduction is important when estimating state taxable income.
- $12,000 for single taxpayers.
- $12,000 for head-of-household taxpayers.
- $12,000 for married filing separately.
- $24,000 for married filing jointly.
The Georgia Department of Revenue lists these standard deduction amounts in its individual income-tax instructions.
Georgia Federal Payroll Taxes
Georgia employees are also subject to federal payroll taxes. These generally include Social Security and Medicare taxes. Federal income tax may also be withheld from wages depending on taxable income and Form W-4 information.
Social Security Tax in Georgia
For 2026, the employee Social Security tax rate is 6.2%.
The 2026 Social Security wage base is $184,500. Wages above this amount are not subject to the employee Social Security tax for 2026.
Medicare Tax in Georgia
The standard employee Medicare tax rate is 1.45%.
Medicare does not have the Social Security wage-base limitation. An additional 0.9% Medicare tax can apply to wages above $200,000 under federal withholding rules.
Federal Income Tax in Georgia
Federal income tax is separate from Georgia income tax. A Georgia employee can therefore have both federal and state income-tax withholding.
Federal withholding depends on filing status, taxable income, deductions, credits and Form W-4 information.
Georgia Paycheck Examples
Use a $40,000 salary to compare estimated weekly, biweekly and monthly Georgia take-home pay.
A $60,000 salary provides a useful example for understanding federal, state and payroll deductions.
A $100,000 salary demonstrates how federal and Georgia taxes can affect take-home pay.
Weekly vs. Biweekly Paychecks in Georgia
Employees paid weekly normally receive 52 paychecks per year. Biweekly employees generally receive 26. Semi-monthly employees normally receive 24, while monthly employees normally receive 12.
Changing pay frequency does not change annual salary. It changes how annual earnings are divided between individual paychecks.
Hourly Pay and Overtime in Georgia
Hourly employees can enter their hourly wage and regular weekly hours. The calculator also allows overtime hours and an overtime multiplier.
The overtime calculation is an estimate. Actual overtime eligibility and compensation depend on applicable federal and state rules, employee classification and employer policies.
Pre-Tax and Post-Tax Deductions
Paychecks may include deductions for retirement plans, health insurance and other employee benefits.
Different deductions can have different tax treatment. This calculator allows you to enter pre-tax and post-tax deductions separately for planning purposes.
Why Your Actual Georgia Paycheck May Be Different
An online paycheck calculator provides an estimate and does not reproduce every detail of an employer’s payroll system.
Your actual paycheck can differ because of your federal Form W-4, Georgia Form G-4, benefits, retirement contributions, tax credits, additional withholding, bonuses, commissions and other payroll factors.
Georgia’s withholding system can also produce amounts that differ slightly from a simplified annual tax calculation.
Georgia Paycheck vs. Take-Home Pay
Your gross paycheck is the amount you earn before taxes and deductions. Take-home pay is the amount remaining after applicable taxes and deductions are subtracted.
For example, an employee with a $60,000 annual salary does not receive $60,000 directly in cash during the year. Federal income tax, Georgia income tax, Social Security, Medicare and any employee-selected deductions can reduce the amount deposited into the employee’s account.