Texas Paycheck Calculator

Texas Paycheck Calculator 2026 | Take-Home Pay

Texas Paycheck Calculator

Estimate your 2026 Texas take-home pay after federal income tax, Social Security and Medicare. Texas has no individual state income tax on wages.

💰 Calculate Your Texas Paycheck
Examples include eligible retirement and health plan contributions.
Your Estimated Paycheck
Texas 2026 State Income Tax

$0 state individual income tax

Texas does not impose an individual state income tax on employee wages.
Estimated Net Pay $0.00
Gross Pay $0.00
Federal Income Tax $0.00
Texas Income Tax $0.00
Social Security $0.00
Medicare $0.00
Pre-Tax Deductions $0.00
Post-Tax Deductions $0.00
Texas has no individual state income tax on wages. Actual take-home pay can vary because of federal withholding, benefits, retirement contributions and other payroll deductions.
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Texas Paycheck Calculator 2026

Our Texas Paycheck Calculator estimates your take-home pay from salary or hourly wages after federal income tax, Social Security and Medicare.

The major Texas-specific difference is that Texas does not have an individual state income tax. Therefore, ordinary employee wages do not have Texas individual income tax deducted from them.

Texas State Income Tax on Wages: $0

Texas has no individual state income tax. Employees therefore do not have a Texas personal income-tax withholding deduction from ordinary wages.

Does Texas Have State Income Tax?

No. Texas does not impose an individual state income tax on employee wages. This means that Texas workers can have $0 state individual income-tax withholding on their paychecks.

Texas 2026 Payroll Taxes

Tax Employee Rate 2026 Limit
Texas Individual Income Tax 0% No individual wage tax
Social Security 6.2% $184,500 wage base
Medicare 1.45% No wage limit
Additional Medicare 0.9% Wages over $200,000

2026 Social Security Tax

For 2026, employees pay 6.2% Social Security tax on covered wages up to the $184,500 Social Security wage base.

The maximum regular employee Social Security withholding for 2026 is $11,439.

2026 Medicare Tax

The employee Medicare tax rate is 1.45%. Unlike Social Security, Medicare has no annual wage base limit.

Employers must withhold an additional 0.9% Medicare tax from wages above $200,000 paid to an employee during the year. :contentReference[oaicite:1]{index=1}

Federal Income Tax Still Applies in Texas

Texas having no individual state income tax does not mean Texas employees pay no income taxes. Federal income-tax withholding can still be deducted from your paycheck.

Federal withholding depends on your income, filing status, Form W-4 information and other individual circumstances.

Texas Paycheck Frequency

  • Weekly: 52 paychecks per year
  • Biweekly: 26 paychecks per year
  • Semi-monthly: 24 paychecks per year
  • Monthly: 12 paychecks per year

Example: Texas $60,000 Salary

If a Texas employee earns $60,000 per year and is paid biweekly, there is no Texas individual income tax deducted from the employee’s wages.

Federal income tax, Social Security and Medicare can still be deducted, together with any elected retirement, insurance or other payroll deductions.

What Can Affect Your Texas Take-Home Pay?

  • Federal income-tax withholding
  • Federal filing status
  • Social Security
  • Medicare
  • Additional Medicare Tax
  • 401(k) contributions
  • Health insurance premiums
  • HSA contributions
  • Other employer benefits
  • Post-tax deductions

Texas Paycheck Calculator FAQ

No. Texas does not impose an individual state income tax on employee wages.
$0 of Texas individual income tax is deducted from ordinary employee wages because Texas does not have an individual state income tax.
Yes. Texas employees can still have federal income tax, Social Security and Medicare taxes withheld from their paychecks.
The employee Social Security tax rate is 6.2%. The 2026 Social Security wage base is $184,500.
The employee Medicare tax rate is 1.45% with no wage base limit. An additional 0.9% Medicare withholding applies to wages above $200,000.
No. This is an independent paycheck estimation tool and is not an official government calculator.
2026 Reference Sources

Texas state tax information should be checked against current Texas government guidance.

Internal Revenue Service — 2026 Social Security and Medicare information.
Important:

This calculator is for informational and planning purposes only. It is not tax, legal or financial advice and is not an official government calculator. Actual paycheck amounts can differ because of federal withholding elections, deductions, credits, retirement contributions, insurance and employer payroll calculations.

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