Indiana Paycheck Calculator
Estimate your Indiana take-home pay after federal income tax, Indiana state income tax, county income tax, Social Security, Medicare and other paycheck deductions.
Indiana Paycheck Calculator 2026
The Indiana Paycheck Calculator helps employees estimate their take-home pay after federal income tax, Indiana state income tax, county income tax, Social Security, Medicare and other paycheck deductions.
Indiana is different from some states because employees can be subject to both a statewide individual income tax and a county income tax. Your county selection can therefore affect your estimated Indiana paycheck.
How the Indiana Paycheck Calculator Works
Enter your annual salary or hourly wage and select your pay frequency. You can choose weekly, biweekly, semi-monthly or monthly pay.
Then select your federal filing status and Indiana county. The calculator estimates federal income tax, Indiana state income tax, county income tax, Social Security and Medicare.
You can also enter pre-tax deductions, post-tax deductions and additional federal withholding to make the estimate closer to your individual situation.
Indiana Income Tax Rate 2026
Indiana’s individual adjusted gross income tax rate is 2.95% for tax year 2026.
Indiana uses a flat state individual income-tax rate. However, an Indiana paycheck can also be affected by county income tax.
Indiana County Income Tax
Indiana is one of the states where county income taxes can affect an employee’s total state-and-local income-tax burden.
The applicable county rate depends on the taxpayer’s Indiana county. Indiana publishes county tax information and withholding guidance, so county rates should be verified against the current official tables before using a calculator result for tax filing.
Why County Selection Matters
Two employees with the same salary can have different Indiana take-home pay if they are subject to different county income-tax rates.
For this reason, a useful Indiana paycheck calculator should ask for the county rather than applying one statewide combined rate to every employee.
Federal Taxes on an Indiana Paycheck
Indiana employees generally have federal income tax withheld from wages in addition to Indiana state and county taxes.
Federal withholding depends on factors such as income, filing status, Form W-4 information, deductions and credits.
Social Security Tax in Indiana
Social Security is a federal payroll tax. For 2026, the employee Social Security rate is 6.2%.
The 2026 Social Security wage base is $184,500. Wages above that annual limit are generally not subject to the employee Social Security tax.
Medicare Tax in Indiana
The standard employee Medicare tax rate is 1.45%.
An additional 0.9% Medicare tax can apply to wages above $200,000 under federal withholding rules.
Indiana Paycheck Examples
Estimate weekly, biweekly, semi-monthly or monthly take-home pay from a $40,000 Indiana salary.
A $60,000 Indiana salary can be used to estimate federal, state and county payroll deductions.
Use a $100,000 salary to see how federal, Indiana and county taxes affect estimated take-home pay.
Weekly vs. Biweekly Pay in Indiana
Weekly employees generally receive 52 paychecks per year. Biweekly employees generally receive 26. Semi-monthly employees receive 24, while monthly employees receive 12.
Changing the pay frequency changes the amount of each paycheck but does not change the employee’s annual salary.
Hourly Pay and Overtime
Hourly workers can enter their hourly wage and regular weekly hours. The calculator also includes an optional overtime-hours field.
Actual overtime pay can depend on federal requirements, employee classification, employer policies and the specific circumstances of employment.
Pre-Tax and Post-Tax Deductions
Some employee deductions may reduce wages subject to certain taxes, while other deductions are taken after taxes are calculated.
Examples may include qualifying retirement contributions, health insurance and other employer-sponsored benefits. The exact tax treatment depends on the specific benefit.
Why Your Actual Indiana Paycheck May Be Different
An online calculator is an estimate and cannot reproduce every calculation performed by your employer’s payroll system.
Your actual paycheck can differ because of your federal Form W-4, Indiana withholding information, county tax, benefits, retirement contributions, credits, bonuses and additional withholding.
Is Indiana a Flat-Tax State?
Yes. Indiana uses a flat individual adjusted gross income tax rate. The 2026 state rate is 2.95%.
However, Indiana taxpayers can also be subject to county income tax, so the total state and local tax effect is not identical throughout Indiana.